Mortgage Blog
Getting you the mortgage you deserve
April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Navid Heidari
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 22, 2026 | Posted by: Navid Heidari
Many Canadian homebuyers feel a sense of relief once they hear the words, 'you are approved.' That relief makes sense, but it can also create a false impression that the mortgage process is complete. ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 8, 2026 | Posted by: Navid Heidari
If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
April 2, 2026 | Posted by: Navid Heidari
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It rec ...
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Home Selling Season is Around the Corner: Tips to Get Ready
March 20, 2026 | Posted by: Navid Heidari
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
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Should You Pay Off Your Mortgage Early?
March 6, 2026 | Posted by: Navid Heidari
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
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Real Estate 101: Essential Tips for First-Time Home Buyers
February 27, 2026 | Posted by: Navid Heidari
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage
February 20, 2026 | Posted by: Navid Heidari
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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Should You Refinance Your Mortgage?
February 13, 2026 | Posted by: Navid Heidari
There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...
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Should You Spend the Full Mortgage Amount You're Approved For?
February 6, 2026 | Posted by: Navid Heidari
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
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